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Our objective is to provide state-of-the-art processing services, a wide range of competitive programs, rapid loan approval and efficient loan funding. By assisting you in pre-qualifying, we can help you determine the right price home, which will make your house hunting easier. Bill Morcher can offer more loan programs than your typical bank, S&L or mortgage company. Our resources include over 50 different lenders, allowing us to provide you more choices at competitive wholesale rates ultimately saving you money.


The advantage of using a Mortgage Banker is that we stay well informed on current trends and shop the lending market, offering you greater conveniences, more choices and quicker loan approval. Since Mortgage Bankers are paid through regular loan origination fees, you pay no additional fees to obtain your loan. *Our goal is to be "The First Name In Service" to all our customers, realtors, and home builders. We appreciate the opportunity to assist you with all your real estate needs.*
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.